Find a GEHA Therapist

Medically reviewed by Gabriela Asturias, MD on May 23, 2025
Written by the MiResource team

GEHA is the not-for-profit health plan created for federal employees and retirees through the Federal Employees Health Benefits (FEHB) Program. All GEHA plans—Standard, High, Elevate / Elevate Plus, and the High-Deductible Health Plan—cover outpatient mental-health visits with no annual limit. Use this straightforward guide to go from recognizing your symptoms to booking your first appointment with an in-network GEHA therapist, psychologist, or psychiatrist—quickly and without confusing jargon.

  • Linda Bohnet, Licensed Professional Counselor (LPC)

    Linda Bohnet

    Licensed Professional Counselor (LPC), Licensed Clinical Professional Counselor (LCPC)

    4625 South Lakeshore Drive, Tempe, Arizona 85282

    Linda Bohnet is a Licensed Professional Counselor (LPC) in Tempe, Arizona and has been in practice for 11 years. They treat Personality Disorders, Attention Deficit Hyperactivity Disorder (ADHD), Physical Assault.

    Believe. Try. Achieve. Together We Will Help You Succeed.

    View profile
  • Joanne Kim, Licensed Professional Counselor (LPC)

    Joanne Kim

    Licensed Professional Counselor (LPC), Licensed Independent Clinical Social Worker (LICSW)

    2000 P Street Northwest, Washington, District of Columbia 20036

    Joanne Kim is a Licensed Professional Counselor (LPC) in Washington, District of Columbia and has been in practice for 10 years. They treat Depression, Academic Concerns, Self-Esteem.

    We are mental health professionals who believe mental wellness is a right and not a privilege.

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  • Susan Marshall, Nurse Practitioner

    Susan Marshall

    Nurse Practitioner, Psychiatric Nurse Practitioner

    720 Poyntz Avenue, Manhattan, Kansas 66502

    Susan Marshall is a Nurse Practitioner in Manhattan, Kansas. They treat Social Anxiety, Posttraumatic Stress Disorder (PTSD), Bipolar Disorder.

    Assessment, medication management, and TMS consultation of psychiatric disorders.

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  • Sara Marley, Licensed Clinical Social Worker (LCSW)

    Sara Marley

    Licensed Clinical Social Worker (LCSW)

    Remote only

    Sara Marley is a Licensed Clinical Social Worker (LCSW) in undefined, undefined and has been in practice for 26 years. They treat Relationship(s) with Partner/Husband/Wife, Relationship(s) with Friends/Roommates, Anxiety.

    I believe that life is a process of becoming.I value a person-centered approach, meeting a client where they are with guidance through a process of change

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  • Marti Fredericks, Licensed Marriage and Family Therapist (LMFT)

    Marti Fredericks

    Licensed Marriage and Family Therapist (LMFT)

    5201 Great America Pkwy, Santa Clara, California 95054

    Marti Fredericks is a Licensed Marriage and Family Therapist (LMFT) in Santa Clara, California. They treat Anxiety, Loneliness/Isolation, Phobia.

    Marti is a Licensed Marriage & Family Therapist in California

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  • Robin Hunter, Licensed Marriage and Family Therapist (LMFT)

    Robin Hunter

    Licensed Marriage and Family Therapist (LMFT)

    5201 Great America Pkwy, Santa Clara, California 95054

    Robin Hunter is a Licensed Marriage and Family Therapist (LMFT) in Santa Clara, California. They treat Social Anxiety, Men's Issues, Women's Issues.

    Robin is a Licensed Marriage & Family Therapist in California

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How GEHA Mental-Health Coverage Works

GEHA Option In-Network Therapy & Psychiatry Cost* Notes
High Option $20 copay per office visit; $0 unlimited MDLIVE video visits No deductible on office visits
Standard Option $20 copay per office visit; $0 MDLIVE video visits First 5 prenatal /post-partum visits are free
Elevate / Elevate Plus $10 copay per office visit; $0 MDLIVE video visits Lowest office copay in the lineup
HDHP 5 % coinsurance after deductible for office visits· MDLIVE video: pay negotiated rate until the deductible is met, then GEHA reimburses 100 % HSA funds can cover the early-year cost

*Exact amounts are pulled from GEHA’s 2025 FEHB brochures and MDLIVE member page; always open your own Evidence of Coverage to confirm.

Coverage highlights

  • Unlimited visits. GEHA doesn’t cap the number of sessions as long as they’re medically necessary.

  • No referrals. You can book a mental-health visit directly; the primary-care doctor isn’t a gatekeeper.

  • Telehealth parity. Video appointments with MDLIVE therapists and psychiatrists cost the same—or less—than office visits, and are $0 for every option except HDHP before the deductible.

  • Nationwide network. GEHA borrows UnitedHealthcare’s Choice Plus and Optum Behavioral networks, so you can see providers in all 50 states—even if you PCS or retire abroad.


GEHA’s Mental-Health Provider Types

Provider Type What They Do
Therapist / Counselor (LCSW, LMFT, LPC) Weekly talk therapy, family counseling, coping skills
Psychologist (PhD, PsyD) Testing, trauma-focused modalities (CBT, EMDR, DBT)
Psychiatrist (MD/DO) Diagnosis, medication management

All three license types appear in the online directory and the MDLIVE platform and are covered exactly the same way—the only difference is your copay or coinsurance.


Real-Life Use Case: How Ryan Found a Therapist That Takes GEHA

Profile: Ryan, 44, Department of Agriculture analyst, GEHA High Option member

  • Day 1 – Search & Filter Logs in at geha.com → Find Care → Behavioral Health, then applies filters Telehealth | CBT | Evening hours. Three GEHA-network therapists appear, all accepting new patients.

  • Day 2 – Confirm Costs GEHA directory shows $0 copay for MDLIVE video visits and $20 for in-office sessions.

  • Day 3 – First Session Booked Schedules a Thursday 7 p.m. video appointment with Jordan Lee, LCSW, an in-network GEHA therapist.

  • Day 12 – Medication Consult After two therapy sessions, Jordan suggests a low-dose SSRI. Ryan books a 30-minute MDLIVE consult with a GEHA psychiatrist for the next afternoon—copay $0.

Outcome: Ryan moves from search to first therapy session in just three days, spending $0 out-of-pocket to date.

Find care for GEHA

Remember, recovery is possible. With early intervention, a supportive network, and the right professional care, you can overcome the challenges of GEHA and build a fulfilling life. We are here to help you find care.

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