Medically reviewed by Gabriela Asturias, MD on June 24, 2024UMR (formerly United Medical Resources) isn’t a traditional insurance company; it’s a third-party administrator owned by UnitedHealthcare. That means your employer designs the benefits and UMR handles the claims. In practice, though, you still need to know which clinicians are in network, what therapy or psychiatry will cost, and how to book care quickly. This roadmap breaks the process into clear, actionable steps so you can move from symptoms to your first session with a qualified UMR therapist—no jargon, no dead ends.
Licensed Clinical Social Worker (LCSW)
4909 Waters Edge Drive, Raleigh, North Carolina 27606
Christopher Deviney is a Licensed Clinical Social Worker (LCSW) in Raleigh, North Carolina and has been in practice for 6 years. They treat Anxiety, Drug Use, Personal Growth.
I welcome all clients seeking to work together towards a better tommorow, one day at a time.
Psychiatric Nurse Practitioner
2460 West Ray Road, Chandler, Arizona 85224
Kelly Huffaker is a Psychiatric Nurse Practitioner in Chandler, Arizona and has been in practice for 5 years. They treat Posttraumatic Stress Disorder (PTSD), Anxiety, Binge-Eating Disorder.
Dedicated to fostering a supportive environment where individuals can find healing, understanding, & empowerment on their journey towards mental wellness.
Licensed Professional Counselor (LPC)
2409 South Rural Road, STE C, Tempe, Arizona 85282
Sandra Tursini is a Licensed Professional Counselor (LPC) in Tempe, Arizona and has been in practice for 30 years. They treat Women's Issues, Insomnia, Grief and Loss.
Caring LPC with 30+ years’ expertise in diverse counseling areas, committed to recognizing individual worth and guiding clients through life's challenges
Nurse Practitioner
833 Wake Forest Business Park, Wake Forest, North Carolina 27587
Catina Greene is a Nurse Practitioner in Wake Forest, North Carolina and has been in practice for 14 years. They treat Bipolar Disorder, Depression, Insomnia.
You are not alone; I would love the opportunity to walk with you in this journey. Offering complete mental health assessments and formal ADHD Testing.
Advanced Practice Registered Nurse (APRN), Nurse Practitioner, Psychiatric Nurse Practitioner
6197 South Rural Road, Tempe, Arizona 85283
Benitho Louissaint is a Advanced Practice Registered Nurse (APRN) in Tempe, Arizona. They treat Social Anxiety, Binge-Eating Disorder, Sexual Assault.
We see clients of all genders, ethnicities, and cultures.
Licensed Clinical Professional Counselor (LCPC)
215 North East Avenue, Fayetteville, Arkansas 72701
Becky Gonelli is a Licensed Clinical Professional Counselor (LCPC) in Fayetteville, Arkansas and has been in practice for 15 years. They treat Life Transitions, Work/Life Balance, Grief and Loss.
I really enjoy working with college students. I find that they are motivated to become the best they can be and welcome encouragement.
| Typical Plan Design* | Outpatient Therapy & Medication-Management Cost | Key Points |
|---|---|---|
| PPO / Open-Access (most self-funded employers) | $0–$40 copay per visit, or 20 % after deductible on high-deductible options | Mental-health benefits are integrated with medical; no separate deductible |
| High-Deductible / HSA | 20 % after deductible, then $0–$40 | Same benefits, different timing of cost share |
| UMR-administered Medicaid (limited states) | $0 copay | Unlimited medically necessary visits |
| Retiree or COBRA (UHC Choice Plus network) | Mirrors active-employee design; check your Summary of Benefits |
*Every UMR plan is employer-specific. Always open your Summary of Benefits or call the number on your card to confirm exact figures.
Coverage fast facts
| Provider Type | What They Do |
|---|---|
| Therapist / Counselor (LCSW, LMFT, LPC) | Weekly talk therapy, coping skills, family sessions |
| Psychologist (PhD, PsyD) | Psychological testing, trauma-focused modalities |
| Psychiatrist (MD/DO) | Diagnosis, medication management, complex cases |
Profile: Rosa, 29, graphic designer in Atlanta, covered by a UMR-administered PPO. She’s felt persistent sadness for three months.
Time from search to therapy: three days. Out-of-pocket cost: $0.
Remember, recovery is possible. With early intervention, a supportive network, and the right professional care, you can overcome the challenges of UMR and build a fulfilling life. We are here to help you find care.
