Medically reviewed by Gabriela Asturias, MD on May 23, 2025Oscar Health is known for its user-friendly app, 24/7 virtual care, and flexible plans for individuals, freelancers, and small businesses. No matter your plan—whether it’s Bronze Classic, Silver Saver, or part of a small-group option—all Oscar plans include outpatient mental health benefits with no cap on the number of therapy sessions. The checklist below simplifies the process, helping you go from noticing symptoms to booking your first in-network therapy session—often within a week and with minimal out-of-pocket cost.
Licensed Clinical Mental Health Counselor (LCMHC)
3081 Salzedo Street, Coral Gables, Florida 33134
Alexandra Vavoulis is a Licensed Clinical Mental Health Counselor (LCMHC) in Coral Gables, Florida and has been in practice for 5 years. They treat Personal Growth, Conflict Resolution, Work/Life Balance.
Find clarity, reduce anxiety, and transform your relationships with personalized, compassionate therapy. Navigate life's transitions with support.
Psychiatrist
1600 Olive Chapel Road, Apex, North Carolina 27502
Vinay Saranga is a Psychiatrist in Apex, North Carolina. They treat Childhood Abuse, Posttraumatic Stress Disorder (PTSD), Suicidal Ideation.
Mental health disorders are unique. In addition to medication management, we offer TMS Therapy and IV Ketamine that can help when nothing else does.
Psychiatric Nurse Practitioner
8700 East Vista Bonita Drive, Scottsdale, Arizona 85255
Kelly Maurer FNP-PMHNP-BC is a Psychiatric Nurse Practitioner in Scottsdale, Arizona and has been in practice for 6 years. They treat Depression, Social Anxiety, Binge-Eating Disorder.
Offering Psychiatric & Substance Use Evaluations as well as Medication Management & MAT. Empathy & Compassion go into evaluating all mental illness.
Licensed Professional Counselor (LPC)
2525 Wallingwood Drive, Austin, Texas 78746
Esmeralda Hoang is a Licensed Professional Counselor (LPC) in Austin, Texas and has been in practice for 6 years. They treat Self-Esteem, Anxiety, Posttraumatic Stress Disorder (PTSD).
I approach clients with compassion and curiosity, guide them in exploring their past, identity, strengths and struggles to build a stronger sense of self.
Licensed Professional Counselor (LPC)
Remote only
Emily Holton is a Licensed Professional Counselor (LPC) in undefined, undefined and has been in practice for 10 years. They treat Infidelity, Work/Life Balance, Anxiety.
I provide a warm, nourishing, solution oriented approach to help clients experience lasting change outside of the therapy office.
Certified Trauma Professional, Licensed Clinical Social Worker (LCSW)
Remote only
Tiffany Baker-Chapman is a Certified Trauma Professional in undefined, undefined and has been in practice for 9 years. They treat Gender Identity, Racial Identity, Racial/Cultural Oppression or Trauma.
I believe that everyone deserves to be seen, heard, & validated. I am here to support you in your mental health journey. Virtual Appts ONLY.
With the right support team, even navigating insurance can feel human again. Start with one step toward help.
— Gabriela Asturias, MD
Oscar plans cover outpatient mental health care—including therapy and psychiatry—with no session limit. Your out-of-pocket costs depend on your plan type, deductible status, and whether you're receiving care virtually or in person. Below is a general guide to what you can expect for in-network services:
| Plan Type | Office Therapy (45 min) | Virtual Video Therapy | Initial Psychiatry Evaluation |
|---|---|---|---|
| Bronze (High Deductible) | Full cost until deductible met, then $0 | Often $0 after deductible | Often $0 after deductible |
| Silver Saver / Silver Classic | ~$30–$40 after deductible | ~$0–$30 after deductible | ~$0–$30 after deductible |
| Gold Classic | ~$15–$25 copay (no separate MH deductible) | ~$0–$20 | ~$0–$20 |
| Platinum | ~$0–$15 copay | $0 | $0 |
| Small-Group EPO Plan | ~$20–$30 copay | ~$20–$30 | ~$20–$30 |
Exact costs vary based on your location and plan details. Always confirm with Oscar or the provider before booking.
Important Notes:
| Provider Type | How they help |
|---|---|
| Therapist / Counselor (LCSW, LMFT, LPC) | Weekly talk therapy, coaching, family sessions |
| Psychologist (PhD, PsyD) | Testing, trauma-focused methods, advanced CBT |
| Psychiatrist (MD/DO) | Diagnosis, medication, complex cases |
All three bill under the same outpatient mental-health benefit, so your cost share is identical.
Time from search to first session: three days. Out-of-pocket to date: $0.
Recovery is possible. With early intervention, a supportive community, and the right professional care, you can overcome challenges and build a fulfilling life. We’re here to help you find the support you need.
