Medically reviewed by Gabriela Asturias, MD on June 24, 2024Oscar Health is known for its user-friendly app, 24/7 virtual care, and flexible plans for individuals, freelancers, and small businesses. No matter your plan—whether it’s Bronze Classic, Silver Saver, or part of a small-group option—all Oscar plans include outpatient mental health benefits with no cap on the number of therapy sessions. The checklist below simplifies the process, helping you go from noticing symptoms to booking your first in-network therapy session—often within a week and with minimal out-of-pocket cost.
Licensed Mental Health Counselor (LMHC)
1550 Madruga Avenue, Coral Gables, Florida 33146
Monik Lopez is a Licensed Mental Health Counselor (LMHC) in Coral Gables, Florida and has been in practice for 15 years. They treat Infertility, Conflict Resolution, Family Caregiving Stress.
The most important relationship you will ever have is the one you have with yourself. If you’re struggling, we’re here to help! Call me anytime
Psychiatric Nurse Practitioner
2460 West Ray Road, Chandler, Arizona 85224
Kelly Huffaker is a Psychiatric Nurse Practitioner in Chandler, Arizona and has been in practice for 5 years. They treat Sleep Concerns, Posttraumatic Stress Disorder (PTSD), Panic.
Dedicated to fostering a supportive environment where individuals can find healing, understanding, & empowerment on their journey towards mental wellness.
Licensed Clinical Mental Health Counselor (LCMHC)
3081 Salzedo Street, Coral Gables, Florida 33134
Alexandra Vavoulis is a Licensed Clinical Mental Health Counselor (LCMHC) in Coral Gables, Florida and has been in practice for 5 years. They treat Sleep Concerns, Loneliness/Isolation, Borderline Personality.
Find clarity, reduce anxiety, and transform your relationships with personalized, compassionate therapy. Navigate life's transitions with support.
Licensed Clinical Social Worker (LCSW)
Remote only
Orvon White is a Licensed Clinical Social Worker (LCSW) in undefined, undefined and has been in practice for 8 years. They treat Sexual Concerns, Adoption, Spiritual/Religious Concerns.
My intention is to create a safe space where clients feel validated and affirmed in their lived experiences and that they feel lighter when they leave.
Nurse Practitioner
833 Wake Forest Business Park, Wake Forest, North Carolina 27587
Catina Greene is a Nurse Practitioner in Wake Forest, North Carolina and has been in practice for 14 years. They treat Medication Concerns, Posttraumatic Stress Disorder (PTSD), Depression.
You are not alone; I would love the opportunity to walk with you in this journey. Offering complete mental health assessments and formal ADHD Testing.
Licensed Clinical Social Worker (LCSW)
3081 Salzedo Street, Coral Gables, Florida 33134
Danielle Handal is a Licensed Clinical Social Worker (LCSW) in Coral Gables, Florida. They treat Career, Perfectionism, Self-Esteem.
I help individuals in their 20s and 30s navigate anxiety, trauma, self-worth, and relationship struggles.
Oscar plans cover outpatient mental health care—including therapy and psychiatry—with no session limit. Your out-of-pocket costs depend on your plan type, deductible status, and whether you're receiving care virtually or in person. Below is a general guide to what you can expect for in-network services:
| Plan Type | Office Therapy (45 min) | Virtual Video Therapy | Initial Psychiatry Evaluation |
|---|---|---|---|
| Bronze (High Deductible) | Full cost until deductible met, then $0 | Often $0 after deductible | Often $0 after deductible |
| Silver Saver / Silver Classic | ~$30–$40 after deductible | ~$0–$30 after deductible | ~$0–$30 after deductible |
| Gold Classic | ~$15–$25 copay (no separate MH deductible) | ~$0–$20 | ~$0–$20 |
| Platinum | ~$0–$15 copay | $0 | $0 |
| Small-Group EPO Plan | ~$20–$30 copay | ~$20–$30 | ~$20–$30 |
Exact costs vary based on your location and plan details. Always confirm with Oscar or the provider before booking.
Important Notes:
| Provider Type | How they help |
|---|---|
| Therapist / Counselor (LCSW, LMFT, LPC) | Weekly talk therapy, coaching, family sessions |
| Psychologist (PhD, PsyD) | Testing, trauma-focused methods, advanced CBT |
| Psychiatrist (MD/DO) | Diagnosis, medication, complex cases |
All three bill under the same outpatient mental-health benefit, so your cost share is identical.
Time from search to first session: three days. Out-of-pocket to date: $0.
Remember, recovery is possible. With early intervention, a supportive network, and the right professional care, you can overcome the challenges of Oscar and build a fulfilling life. We are here to help you find care.
