Medically reviewed by Gabriela Asturias, MD on May 23, 2025Cigna Healthcare (now part of The Cigna Group’s Evernorth division) runs one of the largest behavioral-health networks in the country — more than 300,000 in-person clinicians plus 163,000 virtual professionals. This guide will walk you through how to locate a Cigna therapist, understand your Cigna mental health coverage, and book care (virtual or in-office) without guesswork.
Limited Licensed Professional Counselor (LLPC)
43800 Garfield Road, Clinton Township, Michigan 48038
Tracie Duncan is a Limited Licensed Professional Counselor (LLPC) in Clinton Township, Michigan and has been in practice for 8 years. They treat Posttraumatic Stress Disorder (PTSD), Relationship(s) with Partner/Husband/Wife, Social Anxiety.
We walk side by side in your journey.
Licensed Clinical Social Worker Associate (LCSWA)
Remote only
Benjamin Ingraham is a Licensed Clinical Social Worker Associate (LCSWA) in undefined, undefined and has been in practice for 7 years. They treat Personal Growth, Chronic Illness/Pain, Life Transitions.
You don't have to face life's challenges alone. Everyone deserves a supportive place to explore their thoughts and begin their own journey.
Licensed Professional Clinical Counselor (LPCC), Licensed Professional Counselor (LPC), Counselor, Psychotherapist
1684 Medina Road, Medina, Ohio 44256
Kate Stewart is a Licensed Professional Clinical Counselor (LPCC) in Medina, Ohio and has been in practice for 8 years. They treat Gender Identity, Posttraumatic Stress Disorder (PTSD), Relationship(s) with Parents/Children/Family.
Our passion is creating a safe space to treat adults, children, couples, and families with their mental health needs.
Psychiatric Nurse Practitioner
2460 West Ray Road, Chandler, Arizona 85224
Kelly Huffaker is a Psychiatric Nurse Practitioner in Chandler, Arizona and has been in practice for 5 years. They treat Anger Issues, Social Anxiety, Insomnia.
Dedicated to fostering a supportive environment where individuals can find healing, understanding, & empowerment on their journey towards mental wellness.
Licensed Clinical Social Worker (LCSW)
Remote only
Asa Aramburo is a Licensed Clinical Social Worker (LCSW) in Phoenix, Arizona and has been in practice for 25 years. They treat Adoption, Depression, Personal Growth.
I value building rapport and trust in the client-therapist relationship and working with my clients to achieve their desired goals in therapy.
Licensed Professional Counselor (LPC)
5540 Falmouth Street, Richmond, Virginia 23230
Stephen Barlow is a Licensed Professional Counselor (LPC) in Richmond, Virginia. They treat Work/Life Balance, Relationship(s) with Partner/Husband/Wife, Depression.
I help people overcome anxiety, depression, and stress stemming from relationships or past experiences, in individual or couples counseling.
MiResource transformed a complicated, stressful search into a clear and easy process.
— Lucia
| Plan Type | Typical 2025 Member Cost* | Key Points |
|---|---|---|
| Employer & Marketplace PPO/HMO | $0–$40 copay for in-network therapy (no separate mental-health deductible) | Copay or coinsurance applies after medical deductible (if any) |
| High-Deductible/HSA | 20 % after deductible, then $0–$40 | Same coverage, different timing of cost share |
| Cigna Medicare Advantage | $0 virtual mental-health therapy; $15–$40 in-person copay | Many plans quote $0 MDLIVE visits |
*Always check your own Evidence of Coverage (EOC); employer carve-outs can vary.
Coverage basics
| Provider Type | What they do |
|---|---|
| Cigna Therapist / Counselor (LCSW, LMFT, LPC) | Weekly talk therapy, stress, life transitions |
| Cigna Psychologist (PhD, PsyD) | Psychological testing, EMDR, DBT |
| Cigna Psychiatrist (MD/DO) | Diagnosis, medication management |
Maya, a 33-year-old software engineer in Seattle, felt rising anxiety after a company downsizing. Here’s her 11-day journey:
Total time from search to session: under two weeks, no out-of-pocket cost.
| Stay In-Network (recommended) | Go Out-of-Network |
|---|---|
| Predictable copay or coinsurance | Pay full fee, then submit for partial reimbursement (PPO only) |
| Claims filed automatically | No reimbursement for HMO/OAP plans |
| Integrated with your Cigna case-management team | Wider choice; useful for niche specialties |
If no in-network appointment is available within 10 business days, request a “network deficiency exception.” Cigna may cover an outside clinician at in-network rates under parity rules.
Telehealth sessions count the same as office visits toward visit limits (if any) and deductibles.
Recovery is possible. With early intervention, a supportive community, and the right professional care, you can overcome challenges and build a fulfilling life. We’re here to help you find the support you need.
