Medically reviewed by Gabriela Asturias, MD on May 23, 2025When looking for an in-network Blue Cross and Blue Shield Therapist, it is imporatnt to keep in mind that each Blue Cross and Blue Shield member card points to a local company such as Anthem Blue Cross, Blue Shield of California, or Blue Cross Blue Shield of Texas. Those regional plans all belong to the Blue Cross Blue Shield Association, but they set their own networks, copays, and digital-health partnerships. In this guide we will help you find and connect with a Blue Cross Blue Shield therapist covered by your relevant plan, and tap into telehealth or self-help tools while you wait.
Licensed Professional Counselor (LPC)
5409 Gateway Centre Boulevard, Flint, Michigan 48507
Nikki Moorman is a Licensed Professional Counselor (LPC) in Flint, Michigan and has been in practice for 7 years. They treat Physical Stress, Obsessive Compulsive Disorder (OCD), Relationship(s) with Friends/Roommates.
I offer a warm and non-judgmental environment so my clients will feel comfortable to explore emotions, concerns, and other issues impacting their lives.
Licensed Marriage and Family Therapist (LMFT)
1114 Grand Avenue, Saint Paul, MN, USA, Saint Paul, Minnesota 55105
Corinne Sundell, LMFT is a Licensed Marriage and Family Therapist (LMFT) in Saint Paul, Minnesota and has been in practice for 7 years. They treat Panic, Personal Growth, Peer Difficulties.
My job in the therapy office is to support you in re-membering the person you’d like to be, warts and all.
Psychiatric Nurse Practitioner
Remote only
Lisa Johnson is a Psychiatric Nurse Practitioner in undefined, undefined. They treat Financial Concerns, Attention Deficit Hyperactivity Disorder (ADHD), Sexual Identity.
Therapist + prescriber offering virtual mental health services, ADHD testing & meds for college students & adults. 100% Virtual, Evening & weekend hours.
Psychiatric Nurse Practitioner
342 N Water St, Milwaukee, Wisconsin 53202
Carla Weismantel is a Psychiatric Nurse Practitioner in Milwaukee, Wisconsin. They treat Drug Use, Body Image, Anxiety.
The best of mental healthcare in one place. At Geode, we combine full-spectrum psychiatry and talk therapy to better meet changing patient needs.
Psychiatric Nurse Practitioner
486 W Boughton Rd, Bolingbrook, Illinois 60440
Ada Wang is a Psychiatric Nurse Practitioner in Bolingbrook, Illinois. They treat Career, Alcohol Use, Self-Harm.
The best of mental healthcare in one place. At Geode, we combine full-spectrum psychiatry and talk therapy to better meet changing patient needs.
Licensed Clinical Social Worker (LCSW)
4909 Waters Edge Drive, Raleigh, North Carolina 27606
Christopher Deviney is a Licensed Clinical Social Worker (LCSW) in Raleigh, North Carolina and has been in practice for 6 years. They treat Burnout, Alcohol Use, Depression.
I welcome all clients seeking to work together towards a better tommorow, one day at a time.
Does Blue Cross cover therapy? In almost every plan, yes. All 34 independently owned Blue plans must follow federal mental-health parity rules, so outpatient therapy is covered on the same footing as a doctor visit or X-ray.
Typical costs often look like this:
| Plan Example | In-Network Cost for Individual Therapy* |
|---|---|
| FEP Blue Standard Option (nationwide Federal plan) | $30 copay |
| Blue Cross Blue Shield Service Benefit Basic Option | $35 copay |
| Many state-marketplace Silver HMOs | $0–$40 copay (or 20% after deductible on high-deductible plans) |
*Always confirm your own Evidence of Coverage—each licensee may tweak rates.
Key coverage facts:
If you still wonder whether a particular therapy Blue Cross Blue Shield session is billable, open the member portal or app and run the real-time cost estimator.
| Provider Type | Typical Role |
|---|---|
| Therapist (LCSW, LMFT, LPC) | Weekly talk therapy, life transitions, anxiety |
| Psychologist (PhD, PsyD) | Testing, trauma-focused or specialty modalities |
| Psychiatrist (MD/DO) | Medication management, complex diagnoses |
Blues networks are comprehensive: across all plans you’ll find more than 36,000 outpatient mental-health providers, so chances are high you can match on location, language, and specialty.
Sam, a 42-year-old teacher near Austin, carries a Blue Cross Blue Shield of Texas (BCBSTX) PPO card and started feeling post-pandemic exhaustion and insomnia. Here’s how Sam connected with a therapist that accepts BCBS in just 10 days.
Remember, recovery is possible. With early intervention, a supportive network, and the right professional care, you can overcome the challenges of Blue Cross Blue Shield and build a fulfilling life. We are here to help you find care.
