Medically reviewed by Gabriela Asturias, MD on May 23, 2025This step-by-step guide will walk you through how to locate a Humana therapist, understand your current Humana mental-health coverage, and book an in-person or virtual visit.
Psychiatric Nurse Practitioner
9000 West Chester Street, Milwaukee, Wisconsin 53214
Carla Weismantel is a Psychiatric Nurse Practitioner in Milwaukee, Wisconsin. They treat Anxiety, Attention Deficit Hyperactivity Disorder (ADHD), Obsessive Compulsive Disorder (OCD).
The best of mental healthcare in one place. At Geode, we combine full-spectrum psychiatry and talk therapy to better meet changing patient needs.
Psychotherapist
Remote only
Diana Beltran is a Psychotherapist in undefined, undefined and has been in practice for 6 years. They treat Career, Trauma, Depression.
Hola! I am a bilingual Latina therapist that specializes in anxiety disorders, OCD, and trauma! Let's get control of your life back together!
Psychiatrist
1600 Olive Chapel Road, Apex, North Carolina 27502
Vinay Saranga is a Psychiatrist in Apex, North Carolina. They treat Anger Issues, Panic, Posttraumatic Stress Disorder (PTSD).
Mental health disorders are unique. In addition to medication management, we offer TMS Therapy and IV Ketamine that can help when nothing else does.
Licensed Clinical Marriage and Family Therapist, Counselor, Psychiatrist, Licensed Professional Clinical Counselor (LPCC), Licensed Professional Counselor (LPC), Marriage and Family Therapist (MFT), Nurse Practitioner, Board Certified Behavior Analyst (BCBA), Licensed Master Social Worker (LMSW), Psychologist, Psychiatric Nurse Practitioner, Licensed Independent Clinical Social Worker (LICSW), Licensed Social Worker (LSW), Licensed Marriage and Family Therapist (LMFT), Psychotherapist
507 East Main Street, Ravenna, Ohio 44266
REACH Behavioral Health is a Licensed Clinical Marriage and Family Therapist in Ravenna, Ohio. They treat Bullying, Work/Life Balance, Loneliness/Isolation.
At REACH, we provide a compassionate, client-centered space for individuals, couples, and families to address their mental health needs.
Certified Clinical Social Worker (CSW), Psychotherapist, Licensed Master Social Worker (LMSW), Licensed Clinical Social Worker (LCSW), Other
Remote only
Melissa Mendoza is a Certified Clinical Social Worker (CSW) in undefined, undefined. They treat Relationship(s) with Friends/Roommates, Posttraumatic Stress Disorder (PTSD), Dependent Personality.
Therapy that’s real, genuine, and evidence-based to help you heal, grow, and handle the chaos of life, love, and everything in between! Link in Bio.
Licensed Professional Counselor (LPC), Licensed Clinical Social Worker (LCSW), Licensed Marriage and Family Therapist (LMFT)
7633 Ganser Way, Madison, Wisconsin 53719
Margaret Bester is a Licensed Professional Counselor (LPC) in Madison, Wisconsin and has been in practice for 21 years. They treat Sexual Identity, Women's Issues, Anxiety.
Current availability, all identities welcome, experienced and passionate professionals working with a variety of diagnosis' and symptoms.
Your insurance plan should support your healing—not complicate it. You have the right to care that honors your needs.
— Gabriela Asturias, MD
| Plan Type | In-Network Therapy & Psychiatry Cost* | Key Points |
|---|---|---|
| Humana Medicare Advantage (HMO/PPO) | $0–$35 copay in office** · $0 virtual on many plans | No visit limits; mental health shares your medical deductible if one exists |
| Humana Medicare Supplement (Medigap) + Original Medicare | 20 % of the Medicare-approved amount after the Part B deductible ($257 in 2025) | Medigap typically pays that 20 % for you |
| Humana Medicaid (select states) | $0 copay | Unlimited medically necessary visits |
| Legacy Employer PPO/HMO (shrinking segment) | $0–$40 copay in network; 20 % after deductible on high-deductible plans | Check your Evidence of Coverage |
*Figures are 2025 averages—always confirm your own Summary of Benefits or Medicaid member handbook.
Coverage fast facts
| Provider Type | Typical Role |
|---|---|
| Therapist / Counselor (LCSW, LMFT, LPC) | Weekly talk therapy, coping skills, family sessions |
| Psychologist (PhD, PsyD) | Psychological testing, trauma-focused or specialty modalities |
| Psychiatrist (MD/DO) | Diagnosis, medication management, complex cases |
Anita, 67, retired nurse in Tampa, carries a Humana Gold Plus Medicare Advantage HMO. She’s been struggling with grief after losing a sibling. Here’s her 12-day path from symptoms to care:
Total out-of-pocket cost: $0. Total time from search to first appointment: 3 days.
| Stay In-Network (highly recommended) | Go Out-of-Network (Medicare Supplement & some PPO only) |
| Predictable copay/coinsurance | Pay full fee up front, submit a claim for partial reimbursement |
| Claims filed automatically | You handle paperwork |
| Integrated with Humana case-management tools | Useful for niche specialties if the network is thin |
If you can’t secure an in-network appointment within 10 business days, ask Humana for a network-adequacy exception. They must help you find care or approve out-of-network reimbursement at in-network rates.
| Platform | Services | Typical Member Cost | Who’s Eligible |
|---|---|---|---|
| Humana Virtual Therapy (Teladoc-powered) | Video therapy & psychiatry | $0 on most MA plans; $0–$30 on commercial PPO | Medicare Advantage, employer legacy plans |
| State Medicaid Telehealth | Video or audio-only therapy | $0 | Medicaid members (coverage varies by state) |
| Self-Guided Tools | On-demand CBT, mindfulness tracks | $0 | All members via MyHumana Wellness hub |
Telehealth visits count toward your out-of-pocket max just like office visits.
| Setting | Medicare Advantage | Medigap + Original Medicare | Medicaid | Legacy Employer Plan |
|---|---|---|---|---|
| In-office therapy (45 min) | $0–$35 copay | 20 % (often paid by Medigap) | $0 | $0–$40 copay |
| Network tele-therapy | Often $0 | 20 % (Medigap pays) | $0 | Deductible, then $0 |
| Initial psychiatry eval | $0–$50 copay | 20 % | $0 | $40–$60 copay |
If the first match isn’t ideal, reopen the directory—switching therapists that take Humana is quick and penalty-free.
1. Keep a Record Write down every provider you contact. Include:
This documentation will help if you need to escalate.
2. Contact Humana Care Management: Call the number on your Humana insurance card and ask to speak with a Behavioral Health Care Manager. They can help you search for cancellations or providers with sooner availability—even across different ZIP codes.
3. Request a Network Adequacy Exception: If no in-network provider is available within 10 business days, you have the right to request a network adequacy exception. Humana may approve care with an out-of-network provider at in-network rates to meet timely access standards.
4. File a Grievance Through MyHumana: If you're still facing delays, submit a formal grievance via your MyHumana account. Humana must respond within 30 days, and many members report faster resolution after filing.
Bottom line: Be polite, persistent, and organized. Members who keep good notes and ask the right questions often secure faster access to in-network Humana psychologists or psychiatrists.
Does Humana cover therapy? Yes. Outpatient therapy with enrolled, in-network clinicians is a core medical benefit across Medicare Advantage, Medicaid, and remaining employer plans. Typical cost: $0–$35 per session or 20 % coinsurance for Original Medicare.
How do I find therapists that take Humana near me? Log in to MyHumana → Find a Doctor → Behavioral Health and filter by ZIP, specialty, and availability.
What’s the difference between a Humana therapist and a Humana psychologist? “Therapist” (LCSW, LMFT, LPC) is a broad counseling designation. “Psychologist” (PhD/PsyD) can also conduct testing. Both are covered if in network.
Are Humana psychiatrists accepting new patients? Many are—especially via virtual visits. Use the “Accepting new patients” filter and consider tele-slots.
Will my virtual session count toward my deductible? Yes. Telehealth visits apply to the same deductible and out-of-pocket max as office visits.
Recovery is possible. With early intervention, a supportive community, and the right professional care, you can overcome challenges and build a fulfilling life. We’re here to help you find the support you need.
