Medically reviewed by Gabriela Asturias, MD on May 23, 2025Cigna Healthcare (now part of The Cigna Group’s Evernorth division) runs one of the largest behavioral-health networks in the country — more than 300,000 in-person clinicians plus 163,000 virtual professionals. This guide will walk you through how to locate a Cigna therapist, understand your Cigna mental health coverage, and book care (virtual or in-office) without guesswork.
Licensed Marriage and Family Therapist (LMFT)
1114 Grand Avenue, Saint Paul, MN, USA, Saint Paul, Minnesota 55105
Corinne Sundell, LMFT is a Licensed Marriage and Family Therapist (LMFT) in Saint Paul, Minnesota and has been in practice for 7 years. They treat Relationship(s) with Parents/Children/Family, Life Transitions, School Concerns.
My job in the therapy office is to support you in re-membering the person you’d like to be, warts and all.
Psychiatric Nurse Practitioner
9000 West Chester Street, Milwaukee, Wisconsin 53214
Carla Weismantel is a Psychiatric Nurse Practitioner in Milwaukee, Wisconsin. They treat Sexual Concerns, Eating Concerns, Anxiety.
The best of mental healthcare in one place. At Geode, we combine full-spectrum psychiatry and talk therapy to better meet changing patient needs.
Licensed Clinical Social Worker Associate (LCSWA)
Remote only
Benjamin Ingraham is a Licensed Clinical Social Worker Associate (LCSWA) in undefined, undefined and has been in practice for 7 years. They treat Life Transitions, School Concerns, Men's Issues.
You don't have to face life's challenges alone. Everyone deserves a supportive place to explore their thoughts and begin their own journey.
Psychiatric Nurse Practitioner, Education Specialist (EdS), Licensed Mental Health Practitioner (LMHP), Advanced Practice Registered Nurse (APRN)
Remote only
Solace Healthcare Services PLLC is a Psychiatric Nurse Practitioner in undefined, undefined and has been in practice for 15 years. They treat Social Anxiety, Women's Issues, Autism.
Our mission is to support each individual in achieving optimal mental wellness through evidence-based & patient-centered integrative psychiatric practices
Licensed Clinical Professional Counselor (LCPC)
Remote only
Nicholas Del Pesco is a Licensed Clinical Professional Counselor (LCPC) in undefined, undefined and has been in practice for 13 years. They treat Anger Issues, Perfectionism, Panic.
Offering individual online counseling for PA residents ages 18 and above.
Licensed Master Social Worker (LMSW)
1626 North Litchfield Road, Goodyear, Arizona 85395
Cooper Buranen is a Licensed Master Social Worker (LMSW) in Goodyear, Arizona. They treat Chronic Illness/Pain, Insomnia, Sexual Assault.
I am passionate about working with both individuals and partners to achieve realistic goals. I'm here to help you figure out your next step.
MiResource transformed a complicated, stressful search into a clear and easy process.
— Lucia
| Plan Type | Typical 2025 Member Cost* | Key Points |
|---|---|---|
| Employer & Marketplace PPO/HMO | $0–$40 copay for in-network therapy (no separate mental-health deductible) | Copay or coinsurance applies after medical deductible (if any) |
| High-Deductible/HSA | 20 % after deductible, then $0–$40 | Same coverage, different timing of cost share |
| Cigna Medicare Advantage | $0 virtual mental-health therapy; $15–$40 in-person copay | Many plans quote $0 MDLIVE visits |
*Always check your own Evidence of Coverage (EOC); employer carve-outs can vary.
Coverage basics
| Provider Type | What they do |
|---|---|
| Cigna Therapist / Counselor (LCSW, LMFT, LPC) | Weekly talk therapy, stress, life transitions |
| Cigna Psychologist (PhD, PsyD) | Psychological testing, EMDR, DBT |
| Cigna Psychiatrist (MD/DO) | Diagnosis, medication management |
Maya, a 33-year-old software engineer in Seattle, felt rising anxiety after a company downsizing. Here’s her 11-day journey:
Total time from search to session: under two weeks, no out-of-pocket cost.
| Stay In-Network (recommended) | Go Out-of-Network |
|---|---|
| Predictable copay or coinsurance | Pay full fee, then submit for partial reimbursement (PPO only) |
| Claims filed automatically | No reimbursement for HMO/OAP plans |
| Integrated with your Cigna case-management team | Wider choice; useful for niche specialties |
If no in-network appointment is available within 10 business days, request a “network deficiency exception.” Cigna may cover an outside clinician at in-network rates under parity rules.
Telehealth sessions count the same as office visits toward visit limits (if any) and deductibles.
| Setting | Employer/Marketplace PPO & HMO | High-Deductible Plan | Medicare Advantage |
|---|---|---|---|
| In-Person Therapy (45 min) | $0–$40 copay | 20 % after deductible | $15–$40 copay |
| MDLIVE Therapy | Often $0 | Deductible, then $0 | $0 |
| Initial Psychiatric Eval | $30–$60 copay | 20 % after deductible | $20–$50 copay |
Keep in mind, if the first provider you work with doesnt feel like the right fit, switching therapists that take Cigna is penalty-free.
Does Cigna cover therapy?
Yes. Outpatient therapy with in-network licensed clinicians is a core medical benefit; typical copay $0–$40 or 20 % coinsurance after deductible.
How do I find therapists that take Cigna near me?
Log into myCigna → Find Care & Costs → Behavioral Health and filter by zip code, specialty, and availability.
What’s the difference between a Cigna therapist and a Cigna psychologist?
“Therapist” is an umbrella term (LCSW, LMFT, LPC). “Psychologist” means a PhD/PsyD who can conduct testing and advanced modalities. Both are Cigna mental health providers if enrolled.
Are psychiatrists that take Cigna accepting new patients?
Many are, especially via MDLIVE. Use the “Accepting new patients” filter and consider virtual appointments.
Does Cigna mental health coverage include telehealth?
Most plans waive or reduce copays for MDLIVE therapy and psychiatry through 2025.
Recovery is possible. With early intervention, a supportive community, and the right professional care, you can overcome challenges and build a fulfilling life. We’re here to help you find the support you need.
