Medically reviewed by Gabriela Asturias, MD on May 23, 2025This step-by-step guide will walk you through how to locate a Humana therapist, understand your current Humana mental-health coverage, and book an in-person or virtual visit.
Psychiatrist
1600 Olive Chapel Road, Apex, North Carolina 27502
Vinay Saranga is a Psychiatrist in Apex, North Carolina. They treat Gender Identity, Anger Issues, Trauma.
Mental health disorders are unique. In addition to medication management, we offer TMS Therapy and IV Ketamine that can help when nothing else does.
Licensed Clinical Marriage and Family Therapist, Counselor, Psychiatrist, Licensed Professional Clinical Counselor (LPCC), Licensed Professional Counselor (LPC), Marriage and Family Therapist (MFT), Nurse Practitioner, Board Certified Behavior Analyst (BCBA), Licensed Master Social Worker (LMSW), Psychologist, Psychiatric Nurse Practitioner, Licensed Independent Clinical Social Worker (LICSW), Licensed Social Worker (LSW), Licensed Marriage and Family Therapist (LMFT), Psychotherapist
507 East Main Street, Ravenna, Ohio 44266
REACH Behavioral Health is a Licensed Clinical Marriage and Family Therapist in Ravenna, Ohio. They treat Gender Identity, Trauma, Autism.
At REACH, we provide a compassionate, client-centered space for individuals, couples, and families to address their mental health needs.
Certified Clinical Social Worker (CSW), Psychotherapist, Licensed Master Social Worker (LMSW), Licensed Clinical Social Worker (LCSW), Other
Remote only
Melissa Mendoza is a Certified Clinical Social Worker (CSW) in undefined, undefined. They treat Women's Issues, Perfectionism, Dependent Personality.
"Passionately Igniting Inner Light, Illuminating the World, One Person at a Time, Through Healing." - Melissa E. Mendoza, LMSW
Licensed Professional Counselor (LPC), Licensed Clinical Social Worker (LCSW), Licensed Marriage and Family Therapist (LMFT)
7633 Ganser Way, Madison, Wisconsin 53719
Margaret Bester is a Licensed Professional Counselor (LPC) in Madison, Wisconsin and has been in practice for 21 years. They treat Loneliness/Isolation, Sexual Concerns, Burnout.
Current availability, all identities welcome, experienced and passionate professionals working with a variety of diagnosis' and symptoms.
Certified Trauma Professional, Licensed Clinical Social Worker (LCSW)
Remote only
Tiffany Baker-Chapman is a Certified Trauma Professional in undefined, undefined and has been in practice for 9 years. They treat Trauma, Racial Identity, Anxiety.
I believe that everyone deserves to be seen, heard, & validated. I am here to support you in your mental health journey. Virtual Appts ONLY.
Licensed Clinical Social Worker (LCSW)
313 Price Place, Suite 113, Madison, Wisconsin 53705
Kathryn Collins is a Licensed Clinical Social Worker (LCSW) in Madison, Wisconsin and has been in practice for 20 years. They treat Grief and Loss, Abuse, Posttraumatic Stress Disorder (PTSD).
I am a Licensed Clinical Social Worker in private practice. I provide counseling in an informal, friendly and confidential atmosphere close to campus.
Your insurance plan should support your healing—not complicate it. You have the right to care that honors your needs.
— Gabriela Asturias, MD
| Plan Type | In-Network Therapy & Psychiatry Cost* | Key Points |
|---|---|---|
| Humana Medicare Advantage (HMO/PPO) | $0–$35 copay in office** · $0 virtual on many plans | No visit limits; mental health shares your medical deductible if one exists |
| Humana Medicare Supplement (Medigap) + Original Medicare | 20 % of the Medicare-approved amount after the Part B deductible ($257 in 2025) | Medigap typically pays that 20 % for you |
| Humana Medicaid (select states) | $0 copay | Unlimited medically necessary visits |
| Legacy Employer PPO/HMO (shrinking segment) | $0–$40 copay in network; 20 % after deductible on high-deductible plans | Check your Evidence of Coverage |
*Figures are 2025 averages—always confirm your own Summary of Benefits or Medicaid member handbook.
Coverage fast facts
| Provider Type | Typical Role |
|---|---|
| Therapist / Counselor (LCSW, LMFT, LPC) | Weekly talk therapy, coping skills, family sessions |
| Psychologist (PhD, PsyD) | Psychological testing, trauma-focused or specialty modalities |
| Psychiatrist (MD/DO) | Diagnosis, medication management, complex cases |
Anita, 67, retired nurse in Tampa, carries a Humana Gold Plus Medicare Advantage HMO. She’s been struggling with grief after losing a sibling. Here’s her 12-day path from symptoms to care:
Total out-of-pocket cost: $0. Total time from search to first appointment: 3 days.
| Stay In-Network (highly recommended) | Go Out-of-Network (Medicare Supplement & some PPO only) |
| Predictable copay/coinsurance | Pay full fee up front, submit a claim for partial reimbursement |
| Claims filed automatically | You handle paperwork |
| Integrated with Humana case-management tools | Useful for niche specialties if the network is thin |
If you can’t secure an in-network appointment within 10 business days, ask Humana for a network-adequacy exception. They must help you find care or approve out-of-network reimbursement at in-network rates.
| Platform | Services | Typical Member Cost | Who’s Eligible |
|---|---|---|---|
| Humana Virtual Therapy (Teladoc-powered) | Video therapy & psychiatry | $0 on most MA plans; $0–$30 on commercial PPO | Medicare Advantage, employer legacy plans |
| State Medicaid Telehealth | Video or audio-only therapy | $0 | Medicaid members (coverage varies by state) |
| Self-Guided Tools | On-demand CBT, mindfulness tracks | $0 | All members via MyHumana Wellness hub |
Telehealth visits count toward your out-of-pocket max just like office visits.
Recovery is possible. With early intervention, a supportive community, and the right professional care, you can overcome challenges and build a fulfilling life. We’re here to help you find the support you need.
