Medically reviewed by Gabriela Asturias, MD on May 23, 2025This step-by-step guide will walk you through how to locate a Humana therapist, understand your current Humana mental-health coverage, and book an in-person or virtual visit.
Psychotherapist
Remote only
Diana Beltran is a Psychotherapist in undefined, undefined and has been in practice for 6 years. They treat Physical Assault, Abuse, Sexual Assault.
Hola! I am a bilingual Latina therapist that specializes in anxiety disorders, OCD, and trauma! Let's get control of your life back together!
Psychiatrist
780 Regent Street, Madison, Wisconsin 53715
Theodore Klimek is a Psychiatrist in Madison, Wisconsin. They treat Anxiety, Depression, Alcohol Use.
The best of mental healthcare in one place. At Geode, we combine full-spectrum psychiatry and talk therapy to better meet changing patient needs.
Psychiatrist
1600 Olive Chapel Road, Apex, North Carolina 27502
Vinay Saranga is a Psychiatrist in Apex, North Carolina. They treat Panic, Phobia, Gender Identity.
Mental health disorders are unique. In addition to medication management, we offer TMS Therapy and IV Ketamine that can help when nothing else does.
Certified Trauma Professional, Licensed Clinical Social Worker (LCSW)
Remote only
Tiffany Baker-Chapman is a Certified Trauma Professional in undefined, undefined and has been in practice for 9 years. They treat Anxiety, Racial/Cultural Oppression or Trauma, Attention Deficit Hyperactivity Disorder (ADHD).
I believe that everyone deserves to be seen, heard, & validated. I am here to support you in your mental health journey. Virtual Appts ONLY.
Licensed Clinical Mental Health Counselor (LCMHC)
Remote only
Keni Church-Hines is a Licensed Clinical Mental Health Counselor (LCMHC) in undefined, undefined and has been in practice for 10 years. They treat Perfectionism, Body Image, Borderline Personality.
An Out of the Box Experience: Redefine Your Path to Mental Wellness.
Licensed Professional Counselor (LPC), Licensed Independent Clinical Social Worker (LICSW)
2000 P Street Northwest, Washington, District of Columbia 20036
Joanne Kim is a Licensed Professional Counselor (LPC) in Washington, District of Columbia and has been in practice for 10 years. They treat Academic Concerns, Anxiety, Personal Growth.
We are mental health professionals who believe mental wellness is a right and not a privilege.
Your insurance plan should support your healing—not complicate it. You have the right to care that honors your needs.
— Gabriela Asturias, MD
| Plan Type | In-Network Therapy & Psychiatry Cost* | Key Points |
|---|---|---|
| Humana Medicare Advantage (HMO/PPO) | $0–$35 copay in office** · $0 virtual on many plans | No visit limits; mental health shares your medical deductible if one exists |
| Humana Medicare Supplement (Medigap) + Original Medicare | 20 % of the Medicare-approved amount after the Part B deductible ($257 in 2025) | Medigap typically pays that 20 % for you |
| Humana Medicaid (select states) | $0 copay | Unlimited medically necessary visits |
| Legacy Employer PPO/HMO (shrinking segment) | $0–$40 copay in network; 20 % after deductible on high-deductible plans | Check your Evidence of Coverage |
*Figures are 2025 averages—always confirm your own Summary of Benefits or Medicaid member handbook.
Coverage fast facts
| Provider Type | Typical Role |
|---|---|
| Therapist / Counselor (LCSW, LMFT, LPC) | Weekly talk therapy, coping skills, family sessions |
| Psychologist (PhD, PsyD) | Psychological testing, trauma-focused or specialty modalities |
| Psychiatrist (MD/DO) | Diagnosis, medication management, complex cases |
Anita, 67, retired nurse in Tampa, carries a Humana Gold Plus Medicare Advantage HMO. She’s been struggling with grief after losing a sibling. Here’s her 12-day path from symptoms to care:
Total out-of-pocket cost: $0. Total time from search to first appointment: 3 days.
| Stay In-Network (highly recommended) | Go Out-of-Network (Medicare Supplement & some PPO only) |
| Predictable copay/coinsurance | Pay full fee up front, submit a claim for partial reimbursement |
| Claims filed automatically | You handle paperwork |
| Integrated with Humana case-management tools | Useful for niche specialties if the network is thin |
If you can’t secure an in-network appointment within 10 business days, ask Humana for a network-adequacy exception. They must help you find care or approve out-of-network reimbursement at in-network rates.
| Platform | Services | Typical Member Cost | Who’s Eligible |
|---|---|---|---|
| Humana Virtual Therapy (Teladoc-powered) | Video therapy & psychiatry | $0 on most MA plans; $0–$30 on commercial PPO | Medicare Advantage, employer legacy plans |
| State Medicaid Telehealth | Video or audio-only therapy | $0 | Medicaid members (coverage varies by state) |
| Self-Guided Tools | On-demand CBT, mindfulness tracks | $0 | All members via MyHumana Wellness hub |
Telehealth visits count toward your out-of-pocket max just like office visits.
Recovery is possible. With early intervention, a supportive community, and the right professional care, you can overcome challenges and build a fulfilling life. We’re here to help you find the support you need.
