Medically reviewed by Gabriela Asturias, MD on May 23, 2025Molina Healthcare covers more than 5 million people through Medicaid, Marketplace, and Medicare Advantage plans. Whether your card says Molina Medicaid, Molina Marketplace, or Molina Medicare Complete Care, every plan must include outpatient mental-health benefits. This guide will teach you how to find therapists that take Molina Healthcare, check your exact cost, and book an office or virtual visit.
Licensed Professional Counselor (LPC)
5409 Gateway Centre Boulevard, Flint, Michigan 48507
Nikki Moorman is a Licensed Professional Counselor (LPC) in Flint, Michigan and has been in practice for 7 years. They treat School Concerns, Relationship Violence/Stalking/Harassment, Depression.
I offer a warm and non-judgmental environment so my clients will feel comfortable to explore emotions, concerns, and other issues impacting their lives.
Licensed Clinical Social Worker (LCSW), Academy of Certified Social Workers License (ACSW)
8240 Embury Road, Grand Blanc, Michigan 48439
Laura Gualdoni is a Licensed Clinical Social Worker (LCSW) in Grand Blanc, Michigan and has been in practice for 35 years. They treat Family Caregiving Stress, Loneliness/Isolation, Sleep Concerns.
If you are struggling to cope with life challenges/difficulties both past & present, I can help you develop the skills and strategies to move forward.
Licensed Professional Clinical Counselor (LPCC), Certified Addiction Counselor (CAC), Hypnotherapist
20525 Center Ridge Road, Rocky River, Ohio 44116
Alannah McCarthy-Slimak is a Licensed Professional Clinical Counselor (LPCC) in Rocky River, Ohio and has been in practice for 14 years. They treat Trauma, Panic, Personal Growth.
I use a personalized approach tailored to my client's needs, drawing from CBT, EMDR, Integrative Mental Health, and Hypnotherapy.
Licensed Mental Health Counselor (LMHC), Licensed Independent Clinical Social Worker (LICSW), Licensed Marriage and Family Therapist (LMFT)
Remote only
Talk. Heal. Thrive. Psychotherapy is a Licensed Mental Health Counselor (LMHC) in undefined, undefined. They treat Depression, Family Caregiving Stress, Trauma.
Talk. Heal. Thrive. Psychotherapy is a telehealth insurance-based therapy practice working with clients anywhere in Washington State.
Licensed Professional Counselor (LPC)
Remote only
Grace Irey is a Licensed Professional Counselor (LPC) in undefined, undefined. They treat Conflict Resolution, Personal Growth, Perfectionism.
I help adults navigate anxiety, OCD, and trauma using evidence-based and compassionate care.
Marriage and Family Therapist (MFT), Associate Marriage and Family Therapist
Remote only
Kimberly Jones-Carr is a Marriage and Family Therapist (MFT) in undefined, undefined and has been in practice for 5 years. They treat Anorexia Nervosa, Obsessive Compulsive Disorder (OCD), Alcohol Use.
Welcome to therapy all are welcome from all different backgrounds. I am certified Dialectical Behavior Therapy, work with victims from all trauma.
| Plan Type | In-Network Therapy & Psychiatry Cost* | Key Points |
|---|---|---|
| Medicaid (Apple Health, Medi-Cal, STAR, etc.) | $0 copay | Unlimited medically necessary visits |
| Marketplace Bronze/Silver/Gold | $20–$40 copay per visit (Gold example: $20 in TX) | One combined medical deductible; no mental-health visit limit |
| Medicare Advantage (HMO/PPO) | $0–$35 copay in office; many plans $0 virtual | Shares the Part B deductible if one exists |
| Dual Options (Medicare-Medicaid) | $0 | Plan pays both Medicare and Medicaid cost-shares |
*Always confirm your own Summary of Benefits or Medicaid handbook; Molina contracts vary by state.
Coverage fast facts
| Provider Type | Typical Role |
|---|---|
| Therapist / Counselor (LCSW, LMFT, LPC) | Talk therapy for anxiety, depression, life transitions |
| Psychologist (PhD, PsyD) | Psychological testing, trauma-focused or specialty modalities |
| Psychiatrist (MD/DO) | Diagnosis, medication management, complex cases |
Profile: Carlos, 42, lives in Houston and is covered by Molina Medicaid. He’s been feeling anxious and overwhelmed balancing work, family, and financial stress. After a tough week, he decides to look for a therapist.
Day 1: Searching for Care: Carlos visits MolinaHealthcare.com and navigates to: Find a Doctor → Behavioral Health Providers. He enters his ZIP code and insurance type (Medicaid) to filter results. He sees eight in-network therapists within 15 miles of his home. He filters for:
Three therapists remain, all accepting new Molina Medicaid patients.
Day 2: Booking the Appointment: Carlos calls the first therapist and confirms they accept Molina Medicaid and offer video visits. He books a Tuesday evening virtual session for later that week. Cost: $0 (Molina Medicaid covers therapy at no cost to members)
Day 10: Continuing Care: After several sessions, the therapist recommends Carlos speak to a psychiatrist about possible medication support.
Day 12: Psychiatry Appointment: Carlos calls Molina Member Services for help finding an in-network psychiatrist. They refer him to a local provider offering telepsychiatry appointments. He books a 30-minute video consultation for the next available slot. Cost: $0 (psychiatry is also fully covered under Molina Medicaid)
Helpful Tip for Molina Medicaid Members: If no therapist or psychiatrist has an appointment within 10 business days, call Molina Member Services and ask for a network adequacy exception. This allows you to see an outside provider at no cost if access is delayed.
| Feature | In-Network (recommended) | Out-of-Network (Marketplace PPO only) |
|---|---|---|
| Copay / Coinsurance | $0–$40 or 20 % after deductible | 40–60 % plus possible balance bill |
| Claims filing | Provider handles | You file |
| Pre-authorization | Rare | Often |
| Telehealth via Molina portals | Yes | No |
If you can’t book an in-network visit within 10 business days, request a network-adequacy exception. Molina can approve an outside clinician at in-network rates under mental-health parity rules.
| Platform | Services | Typical Cost | Who’s Eligible |
|---|---|---|---|
| Teladoc for Molina | Therapy & psychiatry video visits | $0 on most Medicaid/Marketplace plans | Medicaid, Marketplace |
| Molina Virtual Care (state portals) | Video or audio-only therapy | $0–$35 | Medicaid, Medicare Advantage |
| Self-guided tools | CBT modules, mindfulness videos | $0 | All members via Molina Wellness hub |
Telehealth sessions count toward deductibles and out-of-pocket maximums like office visits.
Recovery is possible. With early intervention, a supportive community, and the right professional care, you can overcome challenges and build a fulfilling life. We’re here to help you find the support you need.
