Find a Blue Cross Blue Shield Therapist

Medically reviewed by Gabriela Asturias, MD on June 24, 2024
Written by the MiResource team

When looking for an in-network Blue Cross and Blue Shield Therapist, it is imporatnt to keep in mind that each Blue Cross and Blue Shield member card points to a local company such as Anthem Blue Cross, Blue Shield of California, or Blue Cross Blue Shield of Texas. Those regional plans all belong to the Blue Cross Blue Shield Association, but they set their own networks, copays, and digital-health partnerships. In this guide we will help you find and connect with a Blue Cross Blue Shield therapist covered by your relevant plan, and tap into telehealth or self-help tools while you wait.

  • Nikki Moorman, Licensed Professional Counselor (LPC)

    Nikki Moorman

    Licensed Professional Counselor (LPC)

    5409 Gateway Centre Boulevard, Flint, Michigan 48507

    Nikki Moorman is a Licensed Professional Counselor (LPC) in Flint, Michigan and has been in practice for 7 years. They treat Attention Deficit Hyperactivity Disorder (ADHD), Physical Stress, Trauma.

    I offer a warm and non-judgmental environment so my clients will feel comfortable to explore emotions, concerns, and other issues impacting their lives.

    View profile
  • Corinne Sundell, LMFT, Licensed Marriage and Family Therapist (LMFT)

    Corinne Sundell, LMFT

    Licensed Marriage and Family Therapist (LMFT)

    1114 Grand Avenue, Saint Paul, MN, USA, Saint Paul, Minnesota 55105

    Corinne Sundell, LMFT is a Licensed Marriage and Family Therapist (LMFT) in Saint Paul, Minnesota and has been in practice for 7 years. They treat Depression, School Concerns, Relationship(s) with Parents/Children/Family.

    My job in the therapy office is to support you in re-membering the person you’d like to be, warts and all.

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  • Carla Weismantel, Psychiatric Nurse Practitioner

    Carla Weismantel

    Psychiatric Nurse Practitioner

    342 N Water St, Milwaukee, Wisconsin 53202

    Carla Weismantel is a Psychiatric Nurse Practitioner in Milwaukee, Wisconsin. They treat Obsessive Compulsive Disorder (OCD), Grief and Loss, Alcohol Use.

    The best of mental healthcare in one place. At Geode, we combine full-spectrum psychiatry and talk therapy to better meet changing patient needs.

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  • Ada Wang, Psychiatric Nurse Practitioner

    Ada Wang

    Psychiatric Nurse Practitioner

    486 W Boughton Rd, Bolingbrook, Illinois 60440

    Ada Wang is a Psychiatric Nurse Practitioner in Bolingbrook, Illinois. They treat Burnout, Anger Issues, Career.

    The best of mental healthcare in one place. At Geode, we combine full-spectrum psychiatry and talk therapy to better meet changing patient needs.

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  • Christopher Deviney, Licensed Clinical Social Worker (LCSW)

    Christopher Deviney

    Licensed Clinical Social Worker (LCSW)

    4909 Waters Edge Drive, Raleigh, North Carolina 27606

    Christopher Deviney is a Licensed Clinical Social Worker (LCSW) in Raleigh, North Carolina and has been in practice for 6 years. They treat Personal Growth, Alcohol Use, Avoidant Personality.

    I welcome all clients seeking to work together towards a better tommorow, one day at a time.

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  • OSun Yoo, Licensed Marriage and Family Therapist (LMFT)

    OSun Yoo

    Licensed Marriage and Family Therapist (LMFT)

    Remote only

    OSun Yoo is a Licensed Marriage and Family Therapist (LMFT) in undefined, undefined and has been in practice for 12 years. They treat Relationship(s) with Parents/Children/Family, Trauma, Physical Stress.

    I believe that you are the expert on yourself, and together, we can work on reconnecting with that 'you' at your best. I am a therapist at Octave, a beha

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How Blue Cross Blue Shield Mental-Health Coverage Works

Does Blue Cross cover therapy? In almost every plan, yes. All 34 independently owned Blue plans must follow federal mental-health parity rules, so outpatient therapy is covered on the same footing as a doctor visit or X-ray.

Typical costs often look like this:

Plan Example In-Network Cost for Individual Therapy*
FEP Blue Standard Option (nationwide Federal plan) $30 copay
Blue Cross Blue Shield Service Benefit Basic Option $35 copay
Many state-marketplace Silver HMOs $0–$40 copay (or 20% after deductible on high-deductible plans)

*Always confirm your own Evidence of Coverage—each licensee may tweak rates.

Key coverage facts:

  • Unlimited medically necessary visits. Hard annual caps disappeared years ago.
  • No referral required in most PPO and many HMO plans.
  • Telehealth parity. Many plans waive the copay entirely for video therapy done through preferred vendors such as Teladoc or MDLIVE.

If you still wonder whether a particular therapy Blue Cross Blue Shield session is billable, open the member portal or app and run the real-time cost estimator.


Types of Blue Cross Blue Shield Mental-Health Providers

Provider Type Typical Role
Therapist (LCSW, LMFT, LPC) Weekly talk therapy, life transitions, anxiety
Psychologist (PhD, PsyD) Testing, trauma-focused or specialty modalities
Psychiatrist (MD/DO) Medication management, complex diagnoses

Blues networks are comprehensive: across all plans you’ll find more than 36,000 outpatient mental-health providers, so chances are high you can match on location, language, and specialty.


Real-Life Use Case: How Sam Found a Therapist That Accepts Blue Cross Blue Shield

Sam, a 42-year-old teacher near Austin, carries a Blue Cross Blue Shield of Texas (BCBSTX) PPO card and started feeling post-pandemic exhaustion and insomnia. Here’s how Sam connected with a therapist that accepts BCBS in just 10 days.

  1. Day 1 — Portal Login Sam clicks “Find Care” → “Behavioral Health” and answers a five-minute mood survey.
  2. Day 1 — Phone Outreach A BCBSTX care navigator calls that afternoon, offering two paths: a Teladoc video appointment in three days or an in-person slot in 12.
  3. Day 2 — Directory Deep Dive Sam filters for evening hours, CBT focus, and Spanish fluency, revealing five therapists that accept Blue Cross Blue Shield within 15 miles.
  4. Day 10 — First Session Copay: $30 under Sam’s mid-tier PPO.
  5. Day 11 — Digital Bridge Between sessions Sam uses MDLIVE’s guided sleep program (free under BCBSTX virtual-care benefit).

Find care for Blue Cross Blue Shield

Remember, recovery is possible. With early intervention, a supportive network, and the right professional care, you can overcome the challenges of Blue Cross Blue Shield and build a fulfilling life. We are here to help you find care.

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